• More flexibility, increased value

    You'll soon have more options for how and when you can access your money. That means more reasons to stay with the TSP and continue to benefit from our low fees through retirement.

    Learn how these changes benefit you.

  • Withdrawing money soon?

    Consider waiting until September 15 so you can take advantage of more flexibility and new, more efficient online tools.

    If you need to withdraw money before these changes take effect, we must receive your properly completed request by 11:59 p.m. on September 6, 2019.

This page was updated on July 1, 2019.

Loan interest rate for new loans is 2.125%.
Elective Deferral Limit (I.R.C. Section 402(g)): The elective deferral limit was $18,500 for 2018 and $19,000 for 2019. See the Fact Sheet  Annual Limit on Elective Deferrals.
I.R.C. Section 415(c) Limit:  The limit was $55,000 for 2018 and $56,000 for 2019. 
Catch-Up Contributions: The limit on catch-up contributions for 2018 and 2019 is $6,000. If you are at least age 50 (or will become age 50 during the calendar year) and if you have made or will make the maximum amount of employee contributions for the calendar year (e.g. $18,500 for 2018 and $19,000 for 2019), you may also make catch-up contributions to your TSP account. See the Fact Sheet " Catch-Up Contributions."
Annuity interest rate index: 2.250% for annuities purchased in July 2019 and 2.500% for annuities purchased in June 2019. You can also view historical annuity interest rates.
Your account balance is updated each business day. To access your account balance on this web site, you will need your TSP account number (or custom user ID) and your Web password. To obtain your account balance from the ThriftLine, you will need your TSP account number and 4-digit TSP Personal Identification Number (PIN).