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It's important to have a retirement savings strategy in place and to be consistent about making your TSP contributions. It is equally important that you periodically review your strategy to make sure it remains consistent with your needs and goals, your time horizon, and your risk tolerance.

There may be many reasons to make adjustments to your TSP allocation. For example, you may be approaching your retirement date. Such an event would signal an adjustment to your time horizon and consideration of a more conservative asset allocation.

Other events that might require a modification to your plan may include:

  • Marriage
  • Divorce
  • Job change
  • Military service
  • Economic hardship