News and resources
Unavailable Catch-up contribution
Unavailable Withholding Allowance
$58,000 Annual addition
Latest news and announcements
First quarter participant statements are online and in the mail —Your first quarter 2021 participant statement, covering the period from January 1 through March 31, 2021, is now available in My Account. To receive email updates when new participant statements are available, select the “Subscribe” button on Plan news.
Second investment manager to be added — Starting in April 2021, the FRTIB will begin transferring some of the assets in the C, S, and F Funds from BlackRock Institutional Trust Company, N.A., to State Street Global Advisors Trust Company. Having two investment managers allows each to serve as a backup to the other. We expect that the transfers will be complete by the end of June 2021. We will update tsp.gov and our educational materials to reflect the addition of the second manager as the transfers are made. The transfers will not affect your ability to make changes to your TSP account.
Annual participant statements are online and in the mail — Your annual 2020 participant statement, covering the period from January 1 through December 31, 2020, is now available in My Account. To receive e-mail updates when new participant statements are available, select the “Subscribe” button on Plan news.
Popular videos and resources
Your TSP Investment Options: The Lifecycle Funds
In this video, we’ll talk about the professionally designed Lifecycle Funds, also known as the L Funds.
Top 5 FAQs
How you change your address with us depends on whether or not you still work for the federal government.
If you’re currently a federal employee, report your correct address to your agency. We can’t accept address changes directly from you.
If you’re an active member of the Air Force, Army, Navy, or Marine Corps, you can update your address through the myPay website. Just make sure that you log in and go to the TSP section to change your TSP address. If you change it in the “Correspondence Address” section of myPay, it will not change your TSP address. Members of the Coast Guard and NOAA Corps can use Direct Access. Select “Home and Mailing Address” under Tasks, then choose “TSP” from the drop-down menu next to “Address Type.”
If you’re no longer a federal employee or uniformed services member, visit My Account: Profile Settings to change the address. Or while you’re logged in, use our Change in Address for Separated Participants, Form TSP-9, and fax or mail it to us.
To change or validate your contact information such as your phone number or email address, visit My Account: Profile Settings.
In most cases, you’ll use your agency’s or service’s electronic payroll system to start, change, or stop your TSP contributions. For example, civilian payroll systems include Employee Express, EBIS, LiteBlue, myPay, or NFC EPP. Uniformed services can use myPay (Army, Air Force, Navy, Marine Corps) or Direct Access (Coast Guard and NOAA Corps).
If your agency or service accepts the paper form, download and complete the Form TSP-1, Election Form (or Form TSP-U-1 for uniformed services members), or call the ThriftLine at 1-877-968-3778 and choose option 3 to have it mailed to you.
Starting in the year you turn 50, you become eligible to save even more by contributing toward the catch-up limit.
Here’s what you should know:
- Once you exceed the elective deferral or annual addition limit, your contributions will spill over and automatically start counting toward the catch-up limit.
- Contributions spilling over toward the catch-up limit will qualify for the match on up to 5% of your salary.
- Separate catch-up elections are no longer required. Your election will carry over each year unless you submit a new election or leave federal service.
- You may start, stop, or change your contributions at any time.
If you are a uniformed services member and enter a combat zone, your contributions toward the catch-up limit must be Roth. (The TSP cannot accept traditional tax-exempt contributions toward the catch-up limit.) You also cannot contribute toward the catch-up limit from incentive pay, special pay, or bonus pay.
If you are contributing to both a civilian and uniformed services account, the limits apply to the total you contribute to both accounts during the year.
To contribute toward the catch-up limit, use Form TSP-1, Election Form (or Form TSP-U-1 for uniformed services), or your agency’s or service’s electronic system (e,g., Employee Express, EBIS, LiteBlue, myPay, or NFC Employee Personal Page). You can add any contributions toward the catch-up limit in the same place as your other TSP contributions. Remember, separate catch-up elections are not required.
You may be able to reset your password online.
If you successfully complete the entire loan process online and are approved, you’ll receive your money within 7–10 business days in the form of a check mailed to the address we have on file for you. You will not have the option of receiving your money by electronic funds transfer (EFT).
If you submitted a paper loan agreement, your request make take several weeks to process.