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  • Starting in January 2021, we’re making the process easier for participants. If you’re turning 50 or older and are eligible for catch-up, you’ll no longer need to make separate catch-up elections to your TSP account. To learn how to make these contributions next year, visit Catch-up contributions.

Know your limits

Each year, the Internal Revenue Service (IRS) determines the limit of contributions, also called elective deferrals, you can make to your TSP account. Below are the 2020 IRS limits and additional information to keep you informed.

Select an option and take a look.

Are you about to max out? Be careful not to exceed the contribution limits before December 31 if you’re eligible for matching. If you do, we won’t be able to process any more of your contributions for the remainder of the year, which means you’ll miss out on matching contributions.

Grab your latest Leave and Earnings Statement and check out our “How much can I contribute?” calculator.