Thinking about moving your TSP savings to another plan? Don’t get blindsided. Ask the provider these 7 questions first and see how the answers compare to the TSP's.

Begin
  • 1
  • What is the average net expense I’ll pay for every $1,000 I invest?
  • Plan “X”

  • TSP

    $0.29 or 2.9 basis points*
  • * Net expenses charged to TSP participants in 2015
  • 2
  • How much will I pay in annual fees, commissions, or charges not included in the average net expense?
  • Plan “X”

  • TSP

    $0.07**
  • ** These 2015 fees are per $1,000 you invest and are associated with securities lending. It is standard industry practice to disclose them separately. The number is an asset-weighted average of the “Other Expenses” shown by fund in the most recent quarterly Highlights.
  • 3
  • What profit do you make if I invest with you?
  • Plan “X”

  • TSP

    $0.00
  • 4
  • Do you have a responsibility (fiduciary obligation) to put my interests ahead of your own?
  • Plan “X”

  • TSP

    Yes
  • 5
  • Will your plan protect my retirement funds from creditors’ claims?
  • Plan “X”

  • TSP

    Yes
  • 6
  • When I retire, can I schedule my income payments without giving up control of my account?
  • Plan “X”

  • TSP

    Yes
  • 7
  • Can I change my investments or take withdrawals without being subject to surrender fees or back-end charges?
  • Plan “X”

  • TSP

    Yes
 

So how did we measure up? We think that when you see the final tally, you'll decide that other plans just can't compete. Not that we're keeping score.

For more information, call us at 1-877-968-3778.

*

**
Net expenses charged to TSP participants in 2015

These 2015 fees are per $1,000 you invest and are associated with securities lending. It is standard industry practice to disclose them separately. The number is an asset-weighted average of the “Other Expenses” shown by fund in the most recent quarterly Highlights.

So how did we measure up?

Net Expenses?

  • What is the average net expense I'll pay for every $1,000 I invest?
  • Plan “X”

  • TSP

    $0.29 or 2.9 basis points*

Additional Fees?

  • How much will I pay in annual fees, commissions, or charges not included in the average net expense?
  • Plan “X”

  • TSP

    $0.07**

Your profits?

  • What profit do you make if I invest with you?
  • Plan “X”

  • TSP

    $0

Fiduciary obligation?

  • Do you have a responsibility (fiduciary obligation) to put my interests ahead of your own?
  • Plan “X”

  • TSP

    Yes

Safe from creditors?

  • Will your plan protect my retirement funds from creditors’ claims?
  • Plan “X”

  • TSP

    Yes

Withdrawal options?

  • When I’m ready to retire, can you set up a series of scheduled withdrawals so I can receive income without giving up control of my account?
  • Plan “X”

  • TSP

    Yes

Any other fees?

  • Can I change my investments or take withdrawals without being subject to surrender fees or back-end charges?
  • Plan “X”

  • TSP

    Yes

We think that when you see the final tally, you’ll decide that other plans just can’t compete. Not that we’re keeping score.

For more information, call us at 1-877-968-3778.

* Net expenses charged to TSP participants in 2015

** These 2015 fees are per $1,000 you invest and are associated with securities lending. It is standard industry practice to disclose them separately. The number is an asset-weighted average of the “Other Expenses” shown by fund in the most recent quarterly Highlights.
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