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Automatic Cash-Out
If your vested account balance is less than $200, the TSP will automatically cash out your account and send you a check for the entire amount. It will be mailed to the address in your TSP account record. You cannot leave this money in the TSP and you cannot choose any other method for receiving it.
Transferring Your TSP Account
You can also make transfers from your TSP account to an IRA or eligible employer plan. Remember that your IRA or other plan might have higher expenses than the TSP has. It's worth checking because every dollar that your plan collects from you in the form of expenses is a dollar less that goes to work for you.

If you're ready to leave Federal service, now is the time to decide what to do with your TSP account. You can leave your account with the TSP or choose one of several withdrawal options.

 

Leaving Your Money in the TSP

If your vested account balance is $200 or more, you never have to take a withdrawal from your account except for required minimum distributions, which start once you’re both separated from service and age 70½ or older.

Keep your address updated. Once you've separated from federal service, you must notify the TSP directly if you have an address change. You can change your address at My Account: Profile Settings. You will need to enter your TSP account number (or user ID) and your Web password. You may also call the ThriftLine to change your address. For more information on maintaining your mailing address, watch our video How to Change Your Address.

Transferring Money Into Your TSP Account

Not only can you leave your money with the TSP, you can simplify your financial life by moving money from plans into your TSP account. By consolidating accounts in this way, you'll continue to enjoy the TSP's low administrative expenses and you'll still be able to change your investment mix by making interfund transfers.

For detailed information about moving money into your TSP account from an IRA or eligible employer plan, visit Rollovers and Transfers Into the TSP.

To understand your withdrawal options, visit Withdrawing Your TSP Account.

Changing your contributions? Save at least 5% to get your full match.

See how easy it is to complete this form.

Let our online wizard help you with your beneficiary designation. Based on your answers to a series of questions, it will prefill the appropriate sections of your form and help you avoid mistakes that could cause your form to be delayed or rejected.

Are you separated from federal employment?

If you are separated from federal employment, you may change your address online at My Account: Profile Settings. You will need to enter your TSP account number and your web password to make this change. You may also call the ThriftLine to change your address. Active participants must notify your agency or service when you have an address change.

You cannot use this form to change your address. As a current federal employee or service member, you must change your address through your agency or service.

Are you separated from federal employment?

To change your name, you will need to provide documentation to the TSP. See the instructions on the form for documentation requirements.

You cannot use this form to change your name. As a current federal employee or service member, you must change your name through your agency or service.

Thinking of taking a loan? Please watch this first.

  • Log in to My Account and access the online wizard under "TSP Loans" to help you with your loan request.

Automatic Enrollment Refund Request

You must submit this form within 90 days of the date of the first contribution of your automatic enrollment. Has it been less than 90 days since your first contribution?

You are ineligible to receive an automatic enrollment refund. Please call the ThriftLine if you have any questions.

See how easy it is to complete this form.

Let our online wizard help you complete your court order. Based on your answers to a series of questions, it will prefill the appropriate sections of your form and help you avoid mistakes that could cause your form to be delayed or rejected.

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