Resources

Calculators:

Publications:

Forms:

U = Uniformed Services

Requesting a Loan

Before applying for a TSP loan, review the TSP booklet, Loans which is available from your agency, service, or this website. Please read it thoroughly; you will be held accountable for all of the rules and information it contains.

Online Requests

  1. Complete your loan application by going to the My Account section of this website. Note: Depending on your marital status, the type of loan you are requesting, and how you want your funds sent to you, you may not be able to complete your loan request online.
  2. If you are unable to complete the loan process online, print out the Loan Agreement and mail it to the TSP with any additional required information. The Loan Agreement must be received at the TSP before the expiration date at the top of the Agreement.

Spousal Rules

By law, your spouse has certain rights to your TSP account. When requesting a loan, you must indicate if you are married, even if you are separated from your spouse.

  • FERS or uniformed services participants: Your spouse must consent to your TSP loan by signing the Loan Agreement that the TSP sends you (or that you print from this website, if you request your loan online).
  • CSRS participants: The TSP must notify your spouse when you apply for a loan.
Exceptions to the spousal rule may be approved under very limited circumstances. For more information, refer to Form TSP-16, Exception to Spousal Requirements (TSP-U-16, uniformed services) which is available from your agency, service, or this website.

Residential Loan Documentation

When you request a residential loan you must complete the Residential Loan Agreement and submit it, along with any required documentation, before your loan can be approved. This form documents the costs associated with the purchase or construction of your primary residence.

Documentation Requirements

All Residential Loans

All of your documentation must:

  • Be from a third party (that is, someone who is selling the home to you or building it for you)
  • Be dated no more than 24 months before the expiration date on the TSP Loan Agreement

It must also show:

  • You or your spouse as the purchaser or builder
  • Purchase or construction price
  • Full address of the primary residence
Special Requirements

In addition to the requirements listed above, some types of primary residences require further documentation.

Cooperative Purchase

Purchasing a cooperative requires you to show that you own shares in a cooperative housing corporation.

New Home Construction Purchase

Constructing a new primary residence requires you to show evidence that a complete residence will be constructed, such as:

  • Building permits
  • Building receipts
  • Other third-party documents
Mobile Home or Recreational Vehicle Purchase

Purchasing a mobile home or recreational vehicle as a primary residence requires you to provide all of the following:

  • Serial number or other identifying number
  • Complete description of facilities and accommodations (RVs)
  • Signed statement that the RV will be your primary residence (RVs)
Boat Purchase

Purchasing a boat as a primary residence requires you to provide all of the following:

  • Serial number or other identifying number
  • Letter from the marina or other location where the boat will be moored
  • Signed statement that the boat will be your primary residence

Changing your contributions? Save at least 5% to get your full match.

See how easy it is to complete this form.

Let our online wizard help you with your beneficiary designation. Based on your answers to a series of questions, it will prefill the appropriate sections of your form and help you avoid mistakes that could cause your form to be delayed or rejected.

Are you separated from federal employment?

If you are separated from federal employment, you may change your address online at My Account: Profile Settings. You will need to enter your TSP account number and your web password to make this change. You may also call the ThriftLine to change your address. Active participants must notify your agency or service when you have an address change.

You cannot use this form to change your address. As a current federal employee or service member, you must change your address through your agency or service.

Are you separated from federal employment?

To change your name, you will need to provide documentation to the TSP. See the instructions on the form for documentation requirements.

You cannot use this form to change your name. As a current federal employee or service member, you must change your name through your agency or service.

Thinking of taking a loan? Please watch this first.

  • Log in to My Account and access the online wizard under "TSP Loans" to help you with your loan request.

Thinking of taking your money out of the TSP? Please watch this first.

Still want to make a withdrawal?

Our online wizard can help you with your withdrawal request. Based on your answers to a series of questions, it will prefill the appropriate sections of your form and help you avoid mistakes that could cause your form to be delayed or rejected.

Log in to My Account and access the online wizard on the Withdrawals menu to help you request an Age-Based In-Service Withdrawal.

Log in to My Account and access the online wizard on the Withdrawals menu to help you request a Financial Hardship In-Service Withdrawal.

See how easy it is to complete this form.

Let our online wizard help you with your withdrawal request. Based on your answers to a series of questions, it will prefill the appropriate sections of your form and help you avoid mistakes that could cause your form to be delayed or rejected.

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