Resources

Forms:

U = Uniformed Services
Are You Earning Tax-Exempt Pay?
Roth contributions are ideal for uniformed service members earning tax-exempt pay in a combat zone. You are not paying tax on your contributions, and provided you meet the IRS rules, you won’t have to pay tax on your earnings either. Also, you’re allowed to make Roth catch-up contributions from tax-exempt pay.
Catch-up Contributions
Catch-up contributions can be traditional or Roth. If you are a uniformed services member, you cannot make traditional catch-up contributions from tax-exempt pay but Roth catch-up contributions from tax-exempt pay are allowed.

FERS Employees

If you are a FERS employee and you were hired after July 31, 2010, your agency has automatically enrolled you in the TSP, and 3% of your basic pay is deducted from your paycheck each pay period and deposited in the traditional balance of your TSP account, unless you have made an election to change or stop your contributions. You can make an election by following the instructions in Starting, Changing, and Stopping Your Contributions.

If you are a FERS employee and you were hired before August 1, 2010, you already have a TSP account with accruing Agency/Service Automatic (1%) Contributions. In addition, you can make contributions to your account from your pay and receive Agency/Service Matching Contributions.

You can make a contribution election using your agency's electronic system, if it has one. For example, many FERS employees are able to use Employee Express. If your agency does not use an automated system, you can complete Form TSP-1, Election Form, and return it to your agency.

Consider contributing at least 5% of your basic pay to your TSP account so that you can receive the full amount of agency matching contributions.

CSRS Employees

If you are a CSRS employee, your account is established by your agency after you make a contribution election using your agency's automated system, if it has one. For example, many CSRS employees use Employee Express. If your agency does not use an electronic system, you can complete Form TSP-1, Election Form, and return it to your agency.

BRS Members of the Uniformed Services

If you are a member of the uniformed services who began serving on or after January 1, 2018, your service automatically enrolled you in the TSP (or will) once you had served 60 days and 3% of your basic pay is deducted from your paycheck each pay period and deposited in the traditional balance of your TSP account, unless you have made an election to change or stop your contributions. You can make an election by following the instructions in Starting, Changing, and Stopping Your Contributions.

Consider contributing at least 5% of your basic pay to your TSP account so that you can receive the full amount of service matching contributions.

Non-BRS Members of the Uniformed Services

If you are a member of the uniformed services who is not covered by the Blended Retirement System (BRS), your account is established by your service after you make a contribution election using your service's automated system, if it has one. For example, most members of the uniformed services use myPay. If your service does not use an electronic system, you can complete Form TSP-U-1, Election Form and return it to your service.

Rehired FERS and CSRS Employees

If you are a FERS or CSRS employee and you were rehired after July 31, 2010, your agency has automatically enrolled you in the TSP, and 3% of your basic pay is deducted from your paycheck each pay period and deposited in the traditional balance of your TSP account, unless you make an election to stop or change your contributions. You can make an election by following the instructions in Starting, Changing, and Stopping Your Contributions.

For more information about how the rehiring rules apply to you, visit Rehired Employees.

Reentering Members of the Uniformed Services

If you were already in the BRS plan before you left the service—whether as a new member of the uniformed services or an opt-in—you will be automatically reenrolled when you reenter. If you were not in BRS but had fewer than 12 years of service when you left, your service may give you the opportunity to opt in when you reenter. In either case, assuming you had served 60 days before leaving, your enrollment will begin with the first pay period after reentering. If neither situation applies to you, you can still start a TSP account or resume contributing to your existing account as a non-BRS member. Follow the instructions in Starting, Changing, and Stopping Your Contributions.

Beneficiary Participants

If you are the spouse beneficiary of a deceased civilian or uniformed services TSP participant's account and your share of the balance in the account is $200 or more, the TSP will automatically establish a beneficiary participant account in your name.

For detailed information about how the TSP rules apply to you, visit Beneficiary Participants.