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  1. Introduction
  2. Scenario
  3. 1st Party
  4. 2nd Party
  5. Attorney
  6. Case
  7. Awards
  8. Summary
How to Divide a TSP Account in Divorce

The Thrift Savings Plan (TSP) is a defined contribution retirement savings and investment plan for federal civilian employees and members of the uniformed services. A TSP account can be divided by means of a court order in an action for divorce, annulment, or legal separation. This type of court order is called a "retirement benefits court order" (RBCO) by the TSP. This wizard was developed as a practical aid to help you or your attorney draft an RBCO for the TSP.

The online wizard cannot be used to draft an RBCO awarding funds to a child or dependent.

Certain TSP account information is available to spouses (and their attorneys) to assist in developing an RBCO. To request this information, please use the Request for Participant Account Information form.

Do not use this online court order wizard if you are drafting a court order related to Federal Employees' Retirement System (FERS) or Civilian Service Retirement System (CSRS) annuity benefits. Court orders related to the FERS and CSRS annuity programs, which are administered by the Office of Personnel Management (OPM), should be submitted to the Court Ordered Benefits branch of OPM at the following address: U.S. Office of Personnel Management, Court Ordered Benefits Branch, P.O. Box 17, Washington, DC 20044.

To be honored by the TSP as a qualifying retirement benefits court order (RBCO), a court order must meet the requirements found in 5 United States Code (U.S.C.) § 8435(c) and 5 Code of Federal Regulations (C.F.R.) part 1653, subpart A. The rules for qualified domestic relations orders (QDROs) that apply to private sector plans do not apply to the TSP. The provisions of the Federal Employees' Retirement System Act (FERSA), not the Employee Retirement Income Security Act (ERISA), govern court orders that divide a TSP account. The TSP cannot represent or warrant that this order will meet the requirements of your local jurisdiction. The parties' attorneys should review local court rules to ensure this court order is sufficient.

Before getting started, you should gather the following necessary information:

  • Participant's name, current mailing address, and TSP account number
  • Payee's name, current mailing address, and Social Security Number (SSN)
  • Account details (e.g., balance, outstanding loan amounts, etc.) needed to calculate the award amount
  • Necessary court information (e.g., case number, judge's name, etc.)

For more information, please read the TSP publication Court Orders and Powers of Attorney.

RequiredRequired field
Select Scenario
Required Are both parties TSP participants?
RequiredRequired field
Participant Information
  Foreign Address help
WARNING: This information is required by the TSP but does not need to be provided now. You may write-in the information on the Court Order document any time prior to submission.
Or select one from the list below

Required TSP Account Type Account Type help

Please select all TSP accounts to which this court order applies and enter in their respective account numbers.
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Required
Required
RequiredRequired field
Payee Information
  Foreign Address help
WARNING: This information is required by the TSP but does not need to be provided now. You may write-in the information on the Court Order document any time prior to submission.
Or select one from the list below

RequiredRequired field
Participant Attorney of Record Information
Required Is the participant represented by an attorney?
 
WARNING: This information is required by the TSP but does not need to be provided now. You may write-in the information on the Court Order document any time prior to submission.
Or select one from the list below

Payee Attorney of Record Information
Required Is the payee represented by an attorney?
 
WARNING: This information is required by the TSP but does not need to be provided now. You may write-in the information on the Court Order document any time prior to submission.
Or select one from the list below

Retirement Benefits Specialist (RBS) Information Retirement Benefits Specialist help
Required Has a Retirement Benefits Specialist been retained?
RequiredRequired field
Case Information

Most court files may be viewed by the public. Some jurisdictions require that certain personal information be protected from public disclosure. This can be done by redacting, either fully or partially, the personal information in the court order and providing the information in Form TSP-92C, TSP Personal Information Form.

Please select one of the following based on the rules of your jurisdiction:



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    • Required Type of Award:
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      %
    • Required Specify the Entitlement Date:


    • Required Specify the adjustment calculation for the award:

      of % per annum

      of $ per day

    • Required Specify the Entitlement Date:

    • Required Outstanding Loan Balances:

    • Required Type of Award:
      $

      %
    • Required Specify the Entitlement Date:


    • Required Specify the adjustment calculation for the award:

      of % per annum

      of $ per day

    • Required Specify the Entitlement Date:

    • Required Outstanding Loan Balances:

    • Required Type of Award:
      $

      %
    • Required Specify the Entitlement Date:


    • Required Specify the adjustment calculation for the award:

      of % per annum

      of $ per day

    • Required Specify the Entitlement Date:

    • Required Outstanding Loan Balances:

    • Required Type of Award:
      $

      %
    • Required Specify the Entitlement Date:


    • Required Specify the adjustment calculation for the award:

      of % per annum

      of $ per day

    • Required Specify the Entitlement Date:

    • Required Outstanding Loan Balances:

    • Required Type of Award:
      $

      %
    • Required Specify the Entitlement Date:


    • Required Specify the adjustment calculation for the award:

      of % per annum

      of $ per day

    • Required Specify the Entitlement Date:

    • Required Outstanding Loan Balances:

    • Required Type of Award:
      $

      %
    • Required Specify the Entitlement Date:


    • Required Specify the adjustment calculation for the award:

      of % per annum

      of $ per day

    • Required Specify the Entitlement Date:

    • Required Outstanding Loan Balances: